Who exactly is your loan holder? If you borrowed Perkins loans from the University, UT Austin itself is the loan holder. When you go to the What I Owe service on UT Direct (even while you are still in school), you will see your Perkins loans outstanding there. The amount on the What I Owe service will not become "currently due" or "barred" until your 9 month grace period has expired. Even though OSFS awards you with the Perkins loan, you will be working with the Perkins Loan Services office when you enter repayment.

If you borrowed Federal Direct student loans, your loan holder will be the Federal Government. You can review your Federal Direct student loans by going to the National Student Loan Data System and selecting the Financial Aid Review link. You will need your Department of Education PIN (the same one you use to fill out the FAFSA on-line) to access the database.

If you borrowed Stafford loans, your loan holder could be a) the lender who you chose to originate your Stafford loans, or b) another institution (called a secondary market) that purchased your loan from its original holder. In any event, you can find out who your Stafford loan holder is by going to the National Student Loan Data System.